As a seasoned real estate professional and Short Sale Specialist, I help homeowners navigate one of the most challenging financial decisions with clarity and confidence. With over 20 years of experience in real estate, I have successfully negotiated and closed 100's of short sales, working closely with homeowners, lenders, and attorneys to achieve the best possible outcome.  BEST OF ALL THERE ARE NO FEES TO YOU!

How I Help Homeowners
Expert Negotiation: I work directly with banks and lien holders to reduce debt and secure approvals.
Comprehensive Guidance: From listing to closing, I manage every step of the short sale process so you don’t have to.
Credit & Future Planning: I help you understand the impact of a short sale and provide resources to rebuild quickly.
Legal & Lender Coordination: I collaborate with trusted professionals to ensure a smooth, compliant transaction.

Advantages
Avoids Foreclosure: Helps protect your credit from the more severe impact of foreclosure.
Control Over Sale: You can choose the buyer and have more involvement in the process compared to foreclosure.
Possible Debt Forgiveness: Lender may agree to forgive the remaining balance owed after the sale.
Less Credit Impact: Typically lowers your credit score less than a foreclosure.
Future Homeownership: May qualify to buy another home sooner than if you went through foreclosure.
Potential Relocation Assistance: Some lenders offer financial incentives to help with moving costs.
 
Disadvantages
Lender Approval Required: Sale is contingent on the lender’s review and acceptance, which can delay closing.
Credit Impact: Although less than foreclosure, it will still negatively affect your credit score.
Deficiency Judgment Risk: In some states, lenders can pursue the unpaid balance if not waived in writing.
No Cash Proceeds: Homeowners do not typically receive any funds from the sale